/* ============================================================
   IN DEBT ON PURPOSE — Main Stylesheet
   Brand: Charcoal + Gold + Teal
   Vine Group Mortgage Brokerage
   ============================================================ */

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  /* Brand Colors */
  --charcoal:        #1C2834;
  --charcoal-mid:    #263344;
  --charcoal-light:  #344054;
  --gold:            #BF9B3A;
  --gold-dark:       #9E7E28;
  --gold-light:      #D4AF5A;
  --gold-xlight:     #FBF6EC;
  --teal:            #0FA3B1;
  --teal-dark:       #0A7A87;
  --teal-light:      #E8F7F9;

  /* Neutrals */
  --white:           #FFFFFF;
  --off-white:       #F8F7F4;
  --gray-100:        #F0F2F5;
  --gray-200:        #E2E8F0;
  --gray-400:        #A0ADB8;
  --gray-600:        #6B7280;
  --text-dark:       #111827;
  --text-body:       #374151;
  --text-muted:      #6B7280;

  /* Effects */
  --shadow-sm:  0 1px 4px rgba(0,0,0,.08);
  --shadow-md:  0 4px 20px rgba(0,0,0,.10);
  --shadow-lg:  0 12px 40px rgba(0,0,0,.14);
  --shadow-xl:  0 24px 60px rgba(0,0,0,.18);
  --radius-sm:  6px;
  --radius:     10px;
  --radius-lg:  16px;
  --radius-xl:  24px;
  --transition: all 0.28s ease;
}

html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
  color: var(--text-body);
  line-height: 1.6;
  font-size: 16px;
  background: var(--white);
}

/* ── Typography ────────────────────────────────────────────── */
h1, h2, h3, h4, h5 {
  font-family: 'Playfair Display', Georgia, serif;
  color: var(--text-dark);
  line-height: 1.2;
  font-weight: 700;
}
h1 { font-size: clamp(2rem,    5vw, 3.5rem); }
h2 { font-size: clamp(1.75rem, 4vw, 2.75rem); }
h3 { font-size: clamp(1.2rem,  2.5vw, 1.6rem); }
h4 { font-size: 1.15rem; }
p  { color: var(--text-body); line-height: 1.75; }
a  { color: var(--teal); text-decoration: none; transition: var(--transition); }
a:hover { color: var(--teal-dark); }
img { max-width: 100%; height: auto; display: block; }

/* ── Layout Helpers ────────────────────────────────────────── */
.container   { max-width: 1180px; margin: 0 auto; padding: 0 24px; }
.section-pad { padding: 96px 0; }
.section-pad-sm { padding: 64px 0; }

.section-label {
  display: inline-block;
  font-size: 11px; font-weight: 700;
  letter-spacing: 2.5px; text-transform: uppercase;
  color: var(--gold); margin-bottom: 14px;
}

.section-header { max-width: 680px; margin-bottom: 56px; }
.section-header.centered { text-align: center; margin-left: auto; margin-right: auto; }
.section-header h2 { margin-bottom: 14px; }
.section-header p  { font-size: 17px; color: var(--text-muted); }

.text-gold  { color: var(--gold); }
.text-teal  { color: var(--teal); }
.text-white { color: var(--white); }
.bg-charcoal{ background: var(--charcoal); }
.bg-gold-xl { background: var(--gold-xlight); }
.bg-off     { background: var(--off-white); }

/* ── Buttons ───────────────────────────────────────────────── */
.btn {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 13px 28px; border-radius: var(--radius-sm);
  font-size: 15px; font-weight: 600;
  font-family: 'Inter', sans-serif;
  cursor: pointer; transition: var(--transition);
  border: 2px solid transparent; text-decoration: none; white-space: nowrap;
}
.btn-gold {
  background: var(--gold); color: var(--white); border-color: var(--gold);
}
.btn-gold:hover {
  background: var(--gold-dark); border-color: var(--gold-dark); color: var(--white);
  transform: translateY(-2px); box-shadow: 0 8px 24px rgba(191,155,58,.35);
}
.btn-teal {
  background: var(--teal); color: var(--white); border-color: var(--teal);
}
.btn-teal:hover {
  background: var(--teal-dark); border-color: var(--teal-dark); color: var(--white);
  transform: translateY(-2px); box-shadow: 0 8px 24px rgba(15,163,177,.35);
}
.btn-outline-white {
  background: transparent; color: var(--white); border-color: rgba(255,255,255,.55);
}
.btn-outline-white:hover {
  background: rgba(255,255,255,.1); border-color: var(--white); color: var(--white);
}
.btn-outline-gold {
  background: transparent; color: var(--gold); border-color: var(--gold);
}
.btn-outline-gold:hover {
  background: var(--gold); color: var(--white); transform: translateY(-2px);
}
.btn-charcoal {
  background: var(--charcoal); color: var(--white); border-color: var(--charcoal);
}
.btn-charcoal:hover {
  background: var(--charcoal-mid); color: var(--white);
  transform: translateY(-2px); box-shadow: var(--shadow-md);
}

/* ── Navigation ────────────────────────────────────────────── */
.nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 1000;
  background: var(--charcoal);
  box-shadow: 0 2px 20px rgba(0,0,0,.25);
  transition: var(--transition);
}
.nav.scrolled {
  background: rgba(28,40,52,.97);
  backdrop-filter: blur(12px);
}
.nav-inner {
  display: flex; align-items: center; justify-content: space-between;
  height: 82px;
}
.nav-logo { display: flex; align-items: center; text-decoration: none; }
.nav-logo img { height: 52px; width: auto; }
.nav-logo-fallback {
  font-family: 'Playfair Display', serif;
  font-size: 20px; font-weight: 700; color: var(--white);
  line-height: 1.1;
}
.nav-logo-fallback span { color: var(--gold); }

.nav-links { display: flex; align-items: center; gap: 4px; list-style: none; }
.nav-links > li > a {
  color: rgba(255,255,255,.82); font-size: 14px; font-weight: 500;
  padding: 8px 14px; border-radius: var(--radius-sm); transition: var(--transition);
  display: block; white-space: nowrap;
}
.nav-links > li > a:hover { color: var(--gold); background: rgba(191,155,58,.1); }
.nav-links > li > a.active { color: var(--gold); }

/* Dropdown */
.nav-links .dropdown { position: relative; }
.nav-links .dropdown > a::after { content: ' ▾'; font-size: 9px; opacity: .7; }
.dropdown-menu {
  position: absolute; top: 100%; left: 0;
  background: var(--charcoal-mid);
  border-radius: var(--radius); min-width: 230px; padding: 8px;
  box-shadow: var(--shadow-lg);
  opacity: 0; visibility: hidden; transform: translateY(-8px);
  transition: var(--transition);
  border-top: 3px solid var(--gold);
}
.dropdown:hover .dropdown-menu {
  opacity: 1; visibility: visible; transform: translateY(6px);
}
.dropdown-menu a {
  display: block; padding: 10px 14px; font-size: 14px;
  border-radius: var(--radius-sm);
  color: rgba(255,255,255,.82) !important;
}
.dropdown-menu a:hover { color: var(--gold) !important; background: rgba(191,155,58,.1); }

.nav-cta {
  background: var(--gold) !important; color: var(--white) !important;
  border-radius: var(--radius-sm) !important; padding: 10px 20px !important;
  font-weight: 600 !important; margin-left: 8px;
}
.nav-cta:hover { background: var(--gold-dark) !important; color: var(--white) !important; }

/* Hamburger */
.nav-hamburger {
  display: none; flex-direction: column; gap: 5px;
  cursor: pointer; padding: 8px; background: none; border: none;
}
.nav-hamburger span {
  display: block; width: 24px; height: 2px;
  background: var(--white); border-radius: 2px; transition: var(--transition);
}
.nav-mobile {
  display: none; position: fixed; top: 82px; left: 0; right: 0;
  background: var(--charcoal); padding: 20px 24px;
  box-shadow: var(--shadow-lg); z-index: 999; border-top: 1px solid rgba(255,255,255,.08);
}
.nav-mobile.open { display: block; }
.nav-mobile a {
  display: block; color: rgba(255,255,255,.82); padding: 13px 0;
  border-bottom: 1px solid rgba(255,255,255,.07); font-size: 16px;
  transition: var(--transition);
}
.nav-mobile a:hover { color: var(--gold); }
.nav-mobile a:last-child { border-bottom: none; }

/* ── Hero (Homepage) ───────────────────────────────────────── */
.hero {
  min-height: 100vh; display: flex; align-items: center;
  background: var(--charcoal); position: relative; overflow: hidden;
  padding-top: 82px;
}
.hero::before {
  content: ''; position: absolute; top: -30%; right: -15%;
  width: 650px; height: 650px;
  background: radial-gradient(circle, rgba(191,155,58,.12) 0%, transparent 70%);
  pointer-events: none;
}
.hero::after {
  content: ''; position: absolute; bottom: -30%; left: -15%;
  width: 500px; height: 500px;
  background: radial-gradient(circle, rgba(15,163,177,.08) 0%, transparent 70%);
  pointer-events: none;
}
.hero-inner {
  display: grid; grid-template-columns: 1fr 1fr; gap: 64px;
  align-items: center; position: relative; z-index: 1; padding: 80px 0;
}
.hero-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(191,155,58,.15); border: 1px solid rgba(191,155,58,.35);
  color: var(--gold-light); font-size: 12px; font-weight: 600;
  padding: 7px 16px; border-radius: 100px; margin-bottom: 24px; letter-spacing: .5px;
}
.hero h1 {
  color: var(--white); margin-bottom: 24px;
  font-size: clamp(2.25rem, 4.5vw, 3.75rem);
}
.hero h1 .accent { color: var(--gold); }
.hero-tagline {
  font-size: 18px; color: var(--teal); font-weight: 600;
  letter-spacing: .5px; margin-bottom: 20px; font-family: 'Inter', sans-serif;
}
.hero-sub {
  font-size: 17px; color: rgba(255,255,255,.68);
  margin-bottom: 40px; line-height: 1.75;
}
.hero-actions { display: flex; gap: 16px; flex-wrap: wrap; }
.hero-certbadge {
  display: inline-flex; align-items: center; gap: 8px;
  margin-top: 32px; font-size: 13px; color: rgba(255,255,255,.5);
}
.hero-certbadge i { color: var(--gold); }

/* Hero right card */
.hero-card {
  background: rgba(255,255,255,.06);
  border: 1px solid rgba(255,255,255,.1);
  border-radius: var(--radius-xl); padding: 36px;
  backdrop-filter: blur(10px);
}
.hero-card-title {
  font-size: 11px; font-weight: 700; letter-spacing: 2px;
  text-transform: uppercase; color: var(--gold); margin-bottom: 28px;
}
.hero-stat {
  display: flex; justify-content: space-between; align-items: center;
  padding: 16px 0; border-bottom: 1px solid rgba(255,255,255,.07);
}
.hero-stat:last-child { border-bottom: none; }
.hero-stat-label { font-size: 13px; color: rgba(255,255,255,.55); }
.hero-stat-value {
  font-family: 'Playfair Display', serif; font-size: 22px;
  font-weight: 700; color: var(--white);
}
.hero-stat-value span { color: var(--gold); }
.hero-divider {
  height: 1px; background: rgba(255,255,255,.07); margin: 8px 0;
}

/* ── Stats Bar ─────────────────────────────────────────────── */
.stats-bar { background: var(--gold); padding: 22px 0; }
.stats-bar-inner {
  display: grid; grid-template-columns: repeat(4,1fr);
  gap: 0; text-align: center;
}
.stats-bar-inner .stat-item { padding: 8px 16px; }
.stats-bar-inner .stat-item:not(:last-child) {
  border-right: 1px solid rgba(255,255,255,.3);
}
.stat-number {
  font-family: 'Playfair Display', serif; font-size: 2rem;
  font-weight: 700; color: var(--white); line-height: 1; margin-bottom: 4px;
}
.stat-label {
  font-size: 12px; font-weight: 600; color: rgba(255,255,255,.85);
  text-transform: uppercase; letter-spacing: .5px;
}

/* ── Service Cards ─────────────────────────────────────────── */
.services-grid {
  display: grid; grid-template-columns: repeat(3,1fr); gap: 28px;
}
.service-card {
  background: var(--white); border-radius: var(--radius-lg);
  padding: 34px; border: 1px solid var(--gray-200);
  transition: var(--transition); position: relative; overflow: hidden;
}
.service-card::after {
  content: ''; position: absolute; top: 0; left: 0; right: 0; height: 3px;
  background: var(--gold); transform: scaleX(0); transform-origin: left;
  transition: var(--transition);
}
.service-card:hover::after { transform: scaleX(1); }
.service-card:hover { transform: translateY(-5px); box-shadow: var(--shadow-lg); border-color: rgba(191,155,58,.2); }

.service-card.strategy {
  background: linear-gradient(135deg, var(--charcoal) 0%, var(--charcoal-mid) 100%);
  border-color: rgba(191,155,58,.3);
}
.service-card.strategy::after { background: var(--teal); }
.service-card.strategy h3,
.service-card.strategy p { color: var(--white); }
.service-card.strategy p  { color: rgba(255,255,255,.65); }
.service-card.strategy .service-icon { background: rgba(191,155,58,.15); color: var(--gold); }

.service-icon {
  width: 54px; height: 54px; border-radius: var(--radius);
  display: flex; align-items: center; justify-content: center;
  font-size: 20px; margin-bottom: 20px;
  background: var(--gold-xlight); color: var(--gold-dark);
}
.service-card h3 { margin-bottom: 12px; font-size: 1.25rem; }
.service-card p  { font-size: 14px; color: var(--text-muted); margin-bottom: 20px; }
.card-link {
  font-size: 13px; font-weight: 600; color: var(--teal);
  display: inline-flex; align-items: center; gap: 6px; transition: var(--transition);
}
.card-link:hover { gap: 10px; }
.card-link.gold   { color: var(--gold-light); }
.card-link.gold:hover { color: var(--white); }

/* ── Philosophy / Why Section ──────────────────────────────── */
.why-section { background: var(--charcoal); position: relative; overflow: hidden; }
.why-section::before {
  content: ''; position: absolute; right: -10%; top: 50%; transform: translateY(-50%);
  width: 500px; height: 500px;
  background: radial-gradient(circle, rgba(191,155,58,.08) 0%, transparent 65%);
  pointer-events: none;
}
.why-inner {
  display: grid; grid-template-columns: 1fr 1fr; gap: 80px; align-items: center;
}
.why-text h2 { color: var(--white); margin-bottom: 20px; }
.why-text > p { color: rgba(255,255,255,.65); font-size: 16px; margin-bottom: 32px; line-height: 1.8; }
.why-pillars { display: flex; flex-direction: column; gap: 24px; }
.pillar { display: flex; gap: 18px; align-items: flex-start; }
.pillar-icon {
  width: 48px; height: 48px; border-radius: var(--radius); flex-shrink: 0;
  background: rgba(191,155,58,.12); border: 1px solid rgba(191,155,58,.25);
  display: flex; align-items: center; justify-content: center;
  color: var(--gold); font-size: 17px;
}
.pillar-content h4 {
  color: var(--white); font-family: 'Inter', sans-serif;
  font-weight: 600; font-size: 15px; margin-bottom: 6px;
}
.pillar-content p {
  font-size: 14px; color: rgba(255,255,255,.55); line-height: 1.6; margin: 0;
}

/* ── Team Cards ────────────────────────────────────────────── */
.team-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 24px; }
.team-card {
  background: var(--white); border-radius: var(--radius-lg);
  border: 1px solid var(--gray-200); overflow: hidden; transition: var(--transition);
  text-align: center;
}
.team-card:hover { transform: translateY(-5px); box-shadow: var(--shadow-lg); }
.team-card-avatar {
  height: 120px; background: linear-gradient(135deg, var(--charcoal) 0%, var(--charcoal-mid) 100%);
  display: flex; align-items: center; justify-content: center;
  font-family: 'Playfair Display', serif; font-size: 40px; font-weight: 700;
  color: var(--gold);
}
.team-card-body { padding: 24px 20px; }
.team-card-name {
  font-family: 'Playfair Display', serif; font-size: 1.1rem;
  font-weight: 700; color: var(--text-dark); margin-bottom: 6px;
}
.team-card-role {
  font-size: 13px; color: var(--text-muted); line-height: 1.4; margin-bottom: 14px;
}
.team-badge {
  display: inline-block; font-size: 11px; font-weight: 700;
  letter-spacing: .5px; padding: 4px 10px; border-radius: 100px;
  background: var(--gold-xlight); color: var(--gold-dark); margin-bottom: 12px;
}
.team-card-email {
  font-size: 13px; color: var(--teal); display: flex; align-items: center;
  justify-content: center; gap: 6px;
}

/* ── Testimonials ──────────────────────────────────────────── */
.testi-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 28px; }
.testi-card {
  background: var(--white); border-radius: var(--radius-lg);
  padding: 34px; border: 1px solid var(--gray-200);
  box-shadow: var(--shadow-sm); transition: var(--transition);
  position: relative;
}
.testi-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
.testi-card::before {
  content: '\201C'; position: absolute; top: 18px; right: 26px;
  font-family: 'Playfair Display', serif; font-size: 90px;
  color: var(--gold-xlight); line-height: 1; pointer-events: none;
}
.testi-stars { color: #F59E0B; font-size: 13px; letter-spacing: 2px; margin-bottom: 14px; }
.testi-text {
  font-size: 15px; color: var(--text-body); line-height: 1.75;
  margin-bottom: 24px; font-style: italic;
}
.testi-author { display: flex; align-items: center; gap: 14px; }
.testi-avatar {
  width: 44px; height: 44px; border-radius: 50%; flex-shrink: 0;
  background: var(--gold-xlight);
  display: flex; align-items: center; justify-content: center;
  font-family: 'Playfair Display', serif; font-size: 16px;
  font-weight: 700; color: var(--gold-dark);
}
.testi-name { font-weight: 600; font-size: 15px; color: var(--text-dark); }
.testi-role { font-size: 13px; color: var(--text-muted); }

/* ── CTA Band ──────────────────────────────────────────────── */
.cta-band {
  background: linear-gradient(135deg, var(--charcoal) 0%, var(--charcoal-mid) 100%);
  padding: 80px 0; text-align: center; position: relative; overflow: hidden;
  border-top: 3px solid var(--gold);
}
.cta-band::before {
  content: ''; position: absolute; top: -40%; left: -5%;
  width: 400px; height: 400px;
  background: radial-gradient(circle, rgba(191,155,58,.1) 0%, transparent 70%);
}
.cta-band::after {
  content: ''; position: absolute; bottom: -40%; right: -5%;
  width: 350px; height: 350px;
  background: radial-gradient(circle, rgba(15,163,177,.07) 0%, transparent 70%);
}
.cta-band h2 { color: var(--white); margin-bottom: 14px; position: relative; z-index: 1; }
.cta-band p {
  color: rgba(255,255,255,.7); font-size: 17px;
  max-width: 540px; margin: 0 auto 40px; position: relative; z-index: 1;
}
.cta-band-actions {
  display: flex; gap: 16px; justify-content: center; flex-wrap: wrap;
  position: relative; z-index: 1;
}

/* ── Footer ────────────────────────────────────────────────── */
.footer { background: var(--charcoal); padding: 80px 0 0; }
.footer-grid {
  display: grid; grid-template-columns: 2fr 1fr 1fr 1.2fr; gap: 48px; margin-bottom: 60px;
}
.footer-brand-desc { font-size: 14px; color: rgba(255,255,255,.5); line-height: 1.75; margin: 18px 0 24px; }
.footer-logo { height: 46px; width: auto; margin-bottom: 4px; }
.footer-logo-fallback {
  font-family: 'Playfair Display', serif; font-size: 18px;
  font-weight: 700; color: var(--white); margin-bottom: 4px;
}
.footer-logo-fallback span { color: var(--gold); }
.footer-tagline { font-size: 12px; color: var(--gold); font-style: italic; margin-bottom: 18px; }
.footer-social { display: flex; gap: 10px; }
.social-icon {
  width: 38px; height: 38px; border-radius: 50%;
  background: rgba(255,255,255,.07);
  display: flex; align-items: center; justify-content: center;
  color: rgba(255,255,255,.55); font-size: 14px; transition: var(--transition);
}
.social-icon:hover { background: var(--gold); color: var(--white); }

.footer-col h5 {
  font-family: 'Inter', sans-serif; font-size: 11px; font-weight: 700;
  letter-spacing: 2px; text-transform: uppercase;
  color: rgba(255,255,255,.35); margin-bottom: 20px;
}
.footer-col ul { list-style: none; }
.footer-col ul li { margin-bottom: 11px; }
.footer-col ul li a {
  font-size: 14px; color: rgba(255,255,255,.55); transition: var(--transition);
}
.footer-col ul li a:hover { color: var(--gold); }

.footer-contact-item {
  display: flex; align-items: flex-start; gap: 10px; margin-bottom: 14px;
}
.footer-contact-item i { color: var(--gold); font-size: 13px; margin-top: 3px; flex-shrink: 0; }
.footer-contact-item span { font-size: 14px; color: rgba(255,255,255,.55); line-height: 1.5; }
.footer-contact-item a { color: rgba(255,255,255,.55); }
.footer-contact-item a:hover { color: var(--gold); }

.footer-locations { margin-top: 8px; }
.footer-locations span {
  display: inline-block; font-size: 12px; color: rgba(255,255,255,.35);
  letter-spacing: .5px;
}

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.07);
  padding: 28px 0;
  display: flex; justify-content: space-between; align-items: center;
  flex-wrap: wrap; gap: 16px;
}
.footer-bottom p { font-size: 12px; color: rgba(255,255,255,.3); line-height: 1.6; }
.footer-bottom-links { display: flex; gap: 24px; flex-wrap: wrap; }
.footer-bottom-links a { font-size: 12px; color: rgba(255,255,255,.3); transition: var(--transition); }
.footer-bottom-links a:hover { color: var(--gold); }

/* ── Page Hero (inner pages) ───────────────────────────────── */
.page-hero {
  background: var(--charcoal); padding: 160px 0 80px;
  text-align: center; position: relative; overflow: hidden;
}
.page-hero::before {
  content: ''; position: absolute; top: -25%; right: -10%;
  width: 500px; height: 500px;
  background: radial-gradient(circle, rgba(191,155,58,.12) 0%, transparent 65%);
}
.page-hero::after {
  content: ''; position: absolute; bottom: -25%; left: -10%;
  width: 400px; height: 400px;
  background: radial-gradient(circle, rgba(15,163,177,.07) 0%, transparent 65%);
}
.page-hero-inner { position: relative; z-index: 1; }
.page-hero h1 { color: var(--white); margin-bottom: 18px; }
.page-hero h1 .accent { color: var(--gold); }
.page-hero p { font-size: 18px; color: rgba(255,255,255,.65); max-width: 620px; margin: 0 auto 28px; }
.page-hero-breadcrumb {
  font-size: 13px; color: rgba(255,255,255,.4);
  margin-bottom: 24px; display: flex; align-items: center;
  justify-content: center; gap: 8px;
}
.page-hero-breadcrumb a { color: rgba(255,255,255,.4); }
.page-hero-breadcrumb a:hover { color: var(--gold); }
.page-hero-breadcrumb span { color: rgba(255,255,255,.2); }

/* ── Process Steps ─────────────────────────────────────────── */
.steps { counter-reset: steps; }
.step {
  display: grid; grid-template-columns: 80px 1fr; gap: 28px;
  align-items: flex-start; margin-bottom: 48px; position: relative;
}
.step:not(:last-child)::after {
  content: ''; position: absolute; left: 40px; top: 80px;
  width: 2px; height: calc(100% - 16px);
  background: linear-gradient(to bottom, var(--gold), transparent);
  transform: translateX(-50%);
}
.step-number {
  width: 80px; height: 80px; border-radius: 50%; background: var(--gold);
  color: var(--white); font-family: 'Playfair Display', serif;
  font-size: 26px; font-weight: 700;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0; position: relative; z-index: 1;
  box-shadow: 0 4px 20px rgba(191,155,58,.4);
}
.step-content { padding-top: 18px; }
.step-content h3 { margin-bottom: 10px; }
.step-content p { color: var(--text-muted); font-size: 15px; line-height: 1.75; }

/* ── Benefits Grid ─────────────────────────────────────────── */
.benefits-grid { display: grid; grid-template-columns: repeat(2,1fr); gap: 20px; }
.benefit-item {
  display: flex; gap: 16px; align-items: flex-start;
  padding: 22px; background: var(--white);
  border-radius: var(--radius); border: 1px solid var(--gray-200);
  transition: var(--transition);
}
.benefit-item:hover { border-color: rgba(191,155,58,.3); box-shadow: var(--shadow-md); transform: translateY(-2px); }
.benefit-icon {
  width: 44px; height: 44px; border-radius: var(--radius-sm); flex-shrink: 0;
  background: var(--gold-xlight); color: var(--gold-dark);
  display: flex; align-items: center; justify-content: center; font-size: 17px;
}
.benefit-content h4 {
  font-family: 'Inter', sans-serif; font-weight: 600; font-size: 15px;
  margin-bottom: 5px; color: var(--text-dark);
}
.benefit-content p { font-size: 14px; color: var(--text-muted); line-height: 1.6; margin: 0; }

/* ── FAQ ───────────────────────────────────────────────────── */
.faq-item {
  border: 1px solid var(--gray-200); border-radius: var(--radius);
  margin-bottom: 10px; overflow: hidden;
}
.faq-question {
  display: flex; justify-content: space-between; align-items: center;
  padding: 20px 24px; cursor: pointer; background: var(--white); transition: var(--transition);
}
.faq-question:hover { background: var(--gold-xlight); }
.faq-question h4 {
  font-family: 'Inter', sans-serif; font-weight: 600; font-size: 15px; color: var(--text-dark);
}
.faq-question i { color: var(--gold); transition: var(--transition); flex-shrink: 0; margin-left: 16px; }
.faq-item.open .faq-question i   { transform: rotate(45deg); }
.faq-item.open .faq-question     { background: var(--gold-xlight); }
.faq-answer {
  display: none; padding: 4px 24px 20px; background: var(--gold-xlight);
  font-size: 15px; color: var(--text-body); line-height: 1.75;
}
.faq-item.open .faq-answer { display: block; }

/* ── Contact Form ──────────────────────────────────────────── */
.contact-grid { display: grid; grid-template-columns: 1fr 420px; gap: 64px; align-items: start; }
.contact-form {
  background: var(--white); border-radius: var(--radius-xl);
  padding: 48px; box-shadow: var(--shadow-lg);
}
.form-group { margin-bottom: 22px; }
.form-label {
  display: block; font-size: 14px; font-weight: 600;
  color: var(--text-dark); margin-bottom: 8px;
}
.form-input, .form-select, .form-textarea {
  width: 100%; padding: 13px 18px;
  border: 1.5px solid var(--gray-200); border-radius: var(--radius-sm);
  font-size: 15px; font-family: 'Inter', sans-serif;
  color: var(--text-dark); background: var(--white); transition: var(--transition); outline: none;
}
.form-input:focus, .form-select:focus, .form-textarea:focus {
  border-color: var(--gold); box-shadow: 0 0 0 3px rgba(191,155,58,.12);
}
.form-textarea { resize: vertical; min-height: 120px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }

/* Contact Info Panel */
.contact-info-panel { }
.contact-info-panel h3 { margin-bottom: 8px; }
.contact-info-panel > p { color: var(--text-muted); margin-bottom: 36px; }
.contact-info-item {
  display: flex; gap: 16px; align-items: flex-start;
  margin-bottom: 28px;
}
.contact-info-icon {
  width: 46px; height: 46px; border-radius: var(--radius); flex-shrink: 0;
  background: var(--gold-xlight); color: var(--gold-dark);
  display: flex; align-items: center; justify-content: center; font-size: 17px;
}
.contact-info-label {
  font-size: 12px; font-weight: 700; letter-spacing: 1px;
  text-transform: uppercase; color: var(--text-muted); margin-bottom: 4px;
}
.contact-info-value { font-size: 15px; color: var(--text-dark); font-weight: 500; }
.contact-info-value a { color: var(--text-dark); }
.contact-info-value a:hover { color: var(--gold); }
.contact-locations {
  margin-top: 32px; padding-top: 28px; border-top: 1px solid var(--gray-200);
}
.contact-locations h5 {
  font-family: 'Inter', sans-serif; font-size: 12px; font-weight: 700;
  letter-spacing: 1.5px; text-transform: uppercase; color: var(--text-muted); margin-bottom: 12px;
}
.location-tags { display: flex; flex-wrap: wrap; gap: 8px; }
.location-tag {
  font-size: 12px; padding: 5px 12px; border-radius: 100px;
  background: var(--gray-100); color: var(--text-muted); font-weight: 500;
}

/* ── About Page ────────────────────────────────────────────── */
.about-lead { font-size: 20px; color: var(--text-body); line-height: 1.8; margin-bottom: 24px; }
.vine-group-box {
  background: var(--charcoal); border-radius: var(--radius-lg); padding: 36px;
  border-left: 4px solid var(--gold);
}
.vine-group-box h4 { color: var(--white); margin-bottom: 10px; }
.vine-group-box p  { color: rgba(255,255,255,.65); font-size: 15px; margin: 0; }

/* ── Inline highlight box ──────────────────────────────────── */
.highlight-box {
  background: var(--gold-xlight); border-radius: var(--radius-lg);
  padding: 32px 36px; border-left: 4px solid var(--gold); margin: 40px 0;
}
.highlight-box h4 { color: var(--text-dark); margin-bottom: 10px; }
.highlight-box p  { color: var(--text-body); font-size: 15px; margin: 0; line-height: 1.75; }

.teal-box {
  background: var(--teal-light); border-radius: var(--radius-lg);
  padding: 32px 36px; border-left: 4px solid var(--teal); margin: 40px 0;
}
.teal-box h4 { color: var(--text-dark); margin-bottom: 10px; }
.teal-box p  { color: var(--text-body); font-size: 15px; margin: 0; line-height: 1.75; }

/* ── Blog Page ─────────────────────────────────────────────── */
.blog-widget-wrap { min-height: 400px; }

/* ── Disclaimer Bar ────────────────────────────────────────── */
.disclaimer-bar {
  background: rgba(255,255,255,.04); border-top: 1px solid rgba(255,255,255,.07);
  padding: 16px 0; text-align: center;
}
.disclaimer-bar p {
  font-size: 11px; color: rgba(255,255,255,.3); line-height: 1.5; max-width: 900px; margin: 0 auto;
}

/* ── Responsive ────────────────────────────────────────────── */
@media (max-width: 1100px) {
  .services-grid { grid-template-columns: repeat(2,1fr); }
  .footer-grid   { grid-template-columns: 1fr 1fr; }
  .team-grid     { grid-template-columns: repeat(2,1fr); }
  .why-inner     { gap: 56px; }
}
@media (max-width: 900px) {
  .hero-inner  { grid-template-columns: 1fr; }
  .hero-card   { display: none; }
  .why-inner   { grid-template-columns: 1fr; }
  .contact-grid { grid-template-columns: 1fr; }
  .testi-grid  { grid-template-columns: 1fr; }
  .benefits-grid { grid-template-columns: 1fr; }
  .stats-bar-inner { grid-template-columns: repeat(2,1fr); }
  .stats-bar-inner .stat-item:nth-child(2) { border-right: none; }
  .stats-bar-inner .stat-item:nth-child(3) { border-top: 1px solid rgba(255,255,255,.2); }
}
@media (max-width: 768px) {
  .section-pad { padding: 64px 0; }
  .services-grid { grid-template-columns: 1fr; }
  .nav-links     { display: none; }
  .nav-hamburger { display: flex; }
  .form-row { grid-template-columns: 1fr; }
  .step { grid-template-columns: 60px 1fr; gap: 18px; }
  .step-number { width: 60px; height: 60px; font-size: 20px; }
  .step:not(:last-child)::after { left: 30px; }
  .footer-grid { grid-template-columns: 1fr; gap: 32px; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .hero-actions { flex-direction: column; align-items: flex-start; }
  .cta-band-actions { flex-direction: column; align-items: center; }
  .contact-form { padding: 32px 22px; }
  .page-hero { padding: 130px 0 64px; }
  .team-grid { grid-template-columns: repeat(2,1fr); }
}
@media (max-width: 480px) {
  .stats-bar-inner { grid-template-columns: 1fr 1fr; }
  .team-grid { grid-template-columns: 1fr 1fr; }
}